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Something I remember from the article is that while there are other avenues to establish good payment history that can use rent, utilities, etc. Do Your Own Home Loan - Broker features explaination of mortgage jargon and Excel spreadsheet calculators for download. There seems to be no minimum balance required, no fee, etc. The options are 1 keep paying both mortgages regularly, and you get to keep the house or 2 don't pay, and one or the other mortgage holder will try to foreclose and you lose the house.
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